{
  "canonical_url": "https://lendb.ai/lo/christopher-hayter-2307772",
  "lede": {
    "text": "Based in Pensacola, Florida, Christopher Hayter (NMLS 2307772) is a Mortgage Loan Originator at Trident Home Loans, licensed in Colorado since 2025 and in Pennsylvania and Massachusetts.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Christopher licensed in Colorado?",
      "a": "Yes. Colorado regulator records list license 100542987 as active, first effective August 19, 2025 (verified 2026-10-16). LenDb has 9 other states on file for Christopher.",
      "fields": [
        "licenses"
      ],
      "source": "Colorado state regulator",
      "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=344673&contact=578876",
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Christopher work for?",
      "a": "Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Christopher been licensed?",
      "a": "The earliest state license record LenDb holds for Christopher is from August 19, 2025 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Christopher states 3 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Colorado state regulator",
      "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=344673&contact=578876",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2307772,
    "slug": "christopher-hayter-2307772",
    "canonical_url": "https://lendb.ai/lo/christopher-hayter-2307772",
    "md_url": "https://lendb.ai/lo/christopher-hayter-2307772.md",
    "json_url": "https://lendb.ai/lo/christopher-hayter-2307772.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2307772",
    "full_name": {
      "value": "Christopher Hayter",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Christopher",
    "last_name": "Hayter",
    "licensed_names": [
      {
        "name": "Christopher Hayter",
        "name_with_middle_initial": "Christopher N. Hayter",
        "first_name": "Christopher",
        "middle_initial": "N",
        "last_name": "Hayter",
        "states": [
          "CO",
          "MA",
          "PA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": {
      "value": "https://tridenthomeloans.com/wp-content/uploads/2025/07/Chris-Hayter-450x450.png",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Chris has over 3 years as a Mortgage Loan Originator. Chris spent a twenty-year Navy career as a pilot and now flies as a first officer for an airline.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 3,
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 65716,
      "lender_name": "Trident Home Loans",
      "lender_slug": "trident-home-loans-65716",
      "branch_city": "Pensacola",
      "branch_state": "FL",
      "branch_zip": "32504",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://tridenthomeloans.com/christopher-hayter/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "lender_slug": "trident-home-loans-65716",
        "branch_city": "Pensacola",
        "branch_state": "FL",
        "branch_zip": "32504",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://tridenthomeloans.com/christopher-hayter/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100542987",
        "status": "active",
        "issued_at": "2025-08-19",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=344673&contact=578876",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "co"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "98245",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "MS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO2307772",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "condo",
        "label": "Condo",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "low-credit",
        "label": "Low credit score",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 65716,
        "lender_name": "Trident Home Loans",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com",
        "verified_at": "2026-10-15"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "3",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Bachelors in Systems Engineering, United States Naval Academy",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "AL, AZ, CO, GA, MI, MS, NC, PA, TN",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "currently flies as a first officer for the airlines",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "volunteer Civil Air Patrol Pilot",
        "source": "lender_site",
        "source_url": "https://tridenthomeloans.com/christopher-hayter/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 16:15:12.471355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-hayter-2307772#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://tridenthomeloans.com/christopher-hayter/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-08-19",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2025,
      "state": "CO"
    },
    "federal_registration": null
  }
}