{
  "canonical_url": "https://lendb.ai/lo/christopher-heffron-2623105",
  "loan_officer": {
    "nmls_id": 2623105,
    "slug": "christopher-heffron-2623105",
    "canonical_url": "https://lendb.ai/lo/christopher-heffron-2623105",
    "md_url": "https://lendb.ai/lo/christopher-heffron-2623105.md",
    "json_url": "https://lendb.ai/lo/christopher-heffron-2623105.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2623105",
    "full_name": {
      "value": "CJ Heffron",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Cj",
    "last_name": "Heffron",
    "headshot_url": {
      "value": "https://fhmtg.com/wp-content/uploads/2025/11/CJ_Heffron2_500.png",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Originally from Texas, CJ is now based in Tampa and licensed to lend across Florida. He is committed to guiding clients through home financing with clarity and care, understanding local market trends.",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 2,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 86548,
      "lender_name": "First Heritage Mortgage",
      "lender_slug": "first-heritage-mortgage-86548",
      "branch_city": null,
      "branch_state": "FL",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://fhmtg.com/officers/cj-heffron/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 86548,
        "lender_name": "First Heritage Mortgage",
        "lender_slug": "first-heritage-mortgage-86548",
        "branch_city": null,
        "branch_state": "FL",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://fhmtg.com/officers/cj-heffron/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://fhmtg.com/officers/cj-heffron/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO130969",
        "status": "active",
        "issued_at": "2024-08-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:22:57.802196+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-heffron-2623105#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://fhmtg.com/officers/cj-heffron/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": null
  }
}