---
canonical_url: https://lendb.ai/lo/christopher-ledbetter-194262
json_url: https://lendb.ai/lo/christopher-ledbetter-194262.json
nmls_id: 194262
last_verified: 2026-10-15
---

# Chris Ledbetter

Loan officer at FirstTrust Home Loans, Inc., Little Rock, AR. NMLS ID 194262 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194262)).

**Summary:** Chris Ledbetter (NMLS 194262) is a loan officer at FirstTrust Home Loans, Inc., based in Little Rock, AR. Licensed in 3 states confirmed with state regulators: Florida, Texas and Louisiana. Also lists Arkansas, Minnesota, Missouri, Mississippi, Oklahoma, Tennessee and Wisconsin on the lender page (not yet checked with the state regulator). Earliest state license record: December 2, 2022 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 2, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, lender_reported), Louisiana (LA, confirmed), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150644 | active | confirmed | 2026-08-28 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2022-12-02 | state_regulator | 2026-10-13 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| LA | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: FirstTrust Home Loans, Inc. (NMLS 75271), Little Rock, AR. Source: https://www.firsttrusthomeloans.com/cledbetter/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194262

## Contact

- linkedin_url: https://www.linkedin.com/in/chris-ledbetter-26816454/ (source: lender_site, verified 2026-10-15)
- View profile at FirstTrust Home Loans, Inc.: https://www.firsttrusthomeloans.com/cledbetter/
- Email on file: shown at https://lendb.ai/lo/christopher-ledbetter-194262#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/194262
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.firsttrusthomeloans.com/cledbetter/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Chris Ledbetter (NMLS 194262), FirstTrust Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/christopher-ledbetter-194262, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._