---
canonical_url: https://lendb.ai/lo/christopher-medrano-1794728
json_url: https://lendb.ai/lo/christopher-medrano-1794728.json
nmls_id: 1794728
last_verified: 2026-10-27
---

# Christopher Medrano

Loan officer at Lumin Lending Inc.. NMLS ID 1794728 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1794728)).

Christopher Medrano (NMLS 1794728) is a mortgage loan officer at Lumin Lending Inc., licensed in Wyoming since 2026 and in Florida, Connecticut, Delaware and 3 more states.

**Summary:** Christopher Medrano (NMLS 1794728) is a loan officer at Lumin Lending Inc.. Licensed in 7 states confirmed with state regulators: Florida, Connecticut, Delaware, Missouri, Arkansas, Oregon and Wyoming. Earliest state license record: April 24, 2026 (Wyoming), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Christopher licensed in Florida?

Yes. Florida regulator records list license LO148423 as active, first effective June 5, 2026 (verified 2026-10-15). LenDb has 6 other states on file for Christopher. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Christopher work for?

Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-27). Source: https://wyomingbankingdivision.wyo.gov/.

### How long has Christopher been licensed?

The earliest state license record LenDb holds for Christopher is from April 24, 2026 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/.

## At a glance

- Earliest state license record: April 24, 2026 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Christopher J. Medrano (AR, CT, DE, FL, IA, MO, OR, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO148423 | active | confirmed | 2026-06-05 | state_regulator | 2026-10-15 |
| CT | Connecticut regulator | state_license | LO-1794728 | active | confirmed |  | state_regulator | 2026-10-15 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-23 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 58116 | inactive | confirmed | 2026-08-21 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-05-15 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1794728 | inactive | confirmed | 2026-04-29 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 110192 | active | confirmed | 2026-04-24 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: Lumin Lending Inc. (NMLS 2716106). Source: https://wyomingbankingdivision.wyo.gov/, verified 2026-10-27.
- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1794728

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1794728
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Christopher Medrano (NMLS 1794728), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/christopher-medrano-1794728, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._