---
canonical_url: https://lendb.ai/lo/christopher-musto-107227
json_url: https://lendb.ai/lo/christopher-musto-107227.json
nmls_id: 107227
last_verified: 2026-10-09
---

# Chris Musto

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Alpharetta, GA. NMLS ID 107227 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/107227)).

**Summary:** Chris Musto (NMLS 107227) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Alpharetta, GA. Licensed in Florida, confirmed with the state regulator (license LO59455). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home, VA loan, Self-employed, Jumbo loan and First-time buyer. Licensed since 2019 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227

## About

Chris has 18 years of experience as a Senior Home Lending Advisor serving Atlanta Metro and Tampa Bay. They specialize in lending to self-employed clients, VA mortgages, vacation home financing, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Atlanta Metro, Tampa Bay. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO59455 | active | confirmed | 2019-02-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Alpharetta, GA. Source: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/107227

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-musto-107227#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/107227
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ga/alpharetta/5585-atlanta-hwy-hla-107227

Cite as: Chris Musto (NMLS 107227), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/christopher-musto-107227, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._