---
canonical_url: https://lendb.ai/lo/christopher-smith-205429
json_url: https://lendb.ai/lo/christopher-smith-205429.json
nmls_id: 205429
last_verified: 2026-10-15
---

# Christopher Smith

Mortgage Loan Originator at Vanderbilt Mortgage and Finance, Inc., Riverview, FL. NMLS ID 205429 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205429)).

**Summary:** Christopher Smith (NMLS 205429) is Mortgage Loan Originator at Vanderbilt Mortgage and Finance, Inc., based in Riverview, FL. Licensed in Florida, confirmed with the state regulator (license LO1658). Earliest state license record: January 21, 2011 (Florida), per state regulator. States 24 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 21, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Has been a loan originator for 24 years and reports earning All-Star, Circle of Excellence and top 1% recognition. Says they put clients' best interests first and aim to remain their lender for life.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 24. Source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15.
- credential: All-Star and Circle of Excellence recognition. Source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15.
- credential: Top 1% loan originator. Source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15.
- credential: Multiple 5 Star Awards. Source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO1658 | active | confirmed | 2011-01-21 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Vanderbilt Mortgage and Finance, Inc. (NMLS 1561), Riverview, FL. Source: https://silvertonmortgage.com/christophersmith/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205429

## Contact

- View profile at Vanderbilt Mortgage and Finance, Inc.: https://silvertonmortgage.com/christophersmith/
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-smith-205429#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/205429
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://silvertonmortgage.com/christophersmith/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Christopher Smith (NMLS 205429), Vanderbilt Mortgage and Finance, Inc.. LenDb.ai, https://lendb.ai/lo/christopher-smith-205429, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._