---
canonical_url: https://lendb.ai/lo/christopher-smith-2528342
json_url: https://lendb.ai/lo/christopher-smith-2528342.json
nmls_id: 2528342
last_verified: 2026-10-09
---

# Christopher Smith

Mortgage Loan Officer at Loan Factory, Dallas, TX. NMLS ID 2528342 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2528342)).

**Summary:** Christopher Smith (NMLS 2528342) is Mortgage Loan Officer at Loan Factory, based in Dallas, TX. Lists Arkansas, Oklahoma and Texas on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342, verified 2026-10-09)
- Licensed in: Arkansas (AR, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Christopher worked nearly 30 years in restaurant management and store operations before transitioning to mortgage lending to spend more time with family. He emphasizes client education and guiding borrowers through the mortgage process clearly.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342, verified 2026-10-09.
- role: Transitioned from restaurant industry management to mortgage lending. Source: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), Dallas, TX. Source: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2528342

## Contact

- linkedin_url: https://www.linkedin.com/in/chrissmithdallas (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2528342
- lender_site: https://www.loanfactory.com/mortgage-expert/christopher-smith-2528342

Cite as: Christopher Smith (NMLS 2528342), Loan Factory. LenDb.ai, https://lendb.ai/lo/christopher-smith-2528342, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._