---
canonical_url: https://lendb.ai/lo/christopher-tidball-983946
json_url: https://lendb.ai/lo/christopher-tidball-983946.json
nmls_id: 983946
last_verified: 2026-10-15
---

# Chris Tidball

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Orland Park, IL. NMLS ID 983946 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983946)).

**Summary:** Chris Tidball (NMLS 983946) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Orland Park, IL. Licensed in Florida, confirmed with the state regulator (license LO88849). Also lists Illinois and Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: June 4, 2021 (Florida), per state regulator. States 29 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 4, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 29 (source: https://www.grarate.com/loan-officers/chris-tidball-983946, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/chris-tidball-983946

## About

Chris Tidball has 29 years of experience and focuses on first-time buyers across Chicagoland and Northwest Indiana. They report helping over 2,500 clients.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 29. Source: https://www.grarate.com/loan-officers/chris-tidball-983946, verified 2026-10-15.
- service_area: Chicagoland and Northwest Indiana. Source: https://www.grarate.com/loan-officers/chris-tidball-983946, verified 2026-10-15.
- other: helped over 2,500 clients. Source: https://www.grarate.com/loan-officers/chris-tidball-983946, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88849 | active | confirmed | 2021-06-04 | state_regulator | 2026-10-15 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Orland Park, IL. Source: https://www.grarate.com/loan-officers/chris-tidball-983946, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983946

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/chris-tidball-983946
- Office phone and Email on file: shown at https://lendb.ai/lo/christopher-tidball-983946#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/983946
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/chris-tidball-983946
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Chris Tidball (NMLS 983946), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/christopher-tidball-983946, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._