---
canonical_url: https://lendb.ai/lo/cindy-gilliam-659292
json_url: https://lendb.ai/lo/cindy-gilliam-659292.json
nmls_id: 659292
last_verified: 2026-10-09
---

# Cindy Gilliam

Mortgage Loan Officer at Truist Bank, Chattanooga, TN. NMLS ID 659292 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659292)).

**Summary:** Cindy Gilliam (NMLS 659292) is Mortgage Loan Officer at Truist Bank, based in Chattanooga, TN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Cindy Gilliam has over 20 years of mortgage industry experience. She works in Chattanooga and surrounding counties, leveraging strategic alliances with REALTORS® and strong customer service commitment.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Chattanooga and surrounding counties. Source: https://www.truist.com/finder/mortgage/cindy-j-gilliam-mortgage-loan-officer-chattanooga-tn-37421, verified 2026-10-09.
- education: Bachelor's Degree in Business from McKenzie University. Source: https://www.truist.com/finder/mortgage/cindy-j-gilliam-mortgage-loan-officer-chattanooga-tn-37421, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Chattanooga, TN. Source: https://www.truist.com/finder/mortgage/cindy-j-gilliam-mortgage-loan-officer-chattanooga-tn-37421, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659292

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/cindy-j-gilliam-mortgage-loan-officer-chattanooga-tn-37421
- Office phone and Email on file: shown at https://lendb.ai/lo/cindy-gilliam-659292#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659292
- lender_site: https://www.truist.com/finder/mortgage/cindy-j-gilliam-mortgage-loan-officer-chattanooga-tn-37421

Cite as: Cindy Gilliam (NMLS 659292), Truist Bank. LenDb.ai, https://lendb.ai/lo/cindy-gilliam-659292, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._