---
canonical_url: https://lendb.ai/lo/cindy-zhang-626910
json_url: https://lendb.ai/lo/cindy-zhang-626910.json
nmls_id: 626910
last_verified: 2026-10-09
---

# Cindy Zhang

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Flushing, NY. NMLS ID 626910 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/626910)).

**Summary:** Cindy Zhang (NMLS 626910) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Flushing, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, VA loan, FHA loan and Self-employed. Speaks Chinese. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910

## About

Cindy has 20 years of experience as a Senior Home Lending Advisor serving Flushing, NY area with fluency in Cantonese and Mandarin. They specialize in preapproval, self-employed lending, low-to-moderate income programs, and fixed- and adjustable-rate mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Flushing, NY. Source: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/626910

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910
- Office phone and Email on file: shown at https://lendb.ai/lo/cindy-zhang-626910#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/626910
- lender_site: https://homelendingadvisor.chase.com/ny/flushing/3728-main-st-hla-626910

Cite as: Cindy Zhang (NMLS 626910), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/cindy-zhang-626910, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._