---
canonical_url: https://lendb.ai/lo/clarissa-lora-1896451
json_url: https://lendb.ai/lo/clarissa-lora-1896451.json
nmls_id: 1896451
last_verified: 2026-10-09
---

# Clarissa Lora

Senior Loan Officer at CrossCountry Mortgage, Mishawaka, IN. NMLS ID 1896451 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1896451)).

**Summary:** Clarissa Lora (NMLS 1896451) is Senior Loan Officer at CrossCountry Mortgage, based in Mishawaka, IN. Lists Indiana and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and FHA loan. Speaks English and Spanish. Earliest state license record: May 13, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 13, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/

## About

Nearly a decade in finance with experience in broker and banking lending; specializes in first-time homebuyers and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: nearly a decade. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/, verified 2026-10-09.
- education: studied business and finance, continuing education in credit analysis and homebuyer advocacy. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/, verified 2026-10-09.
- service_area: Elkhart and Goshen communities, Indiana. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/, verified 2026-10-09.
- community: Local chamber events, school fundraisers, organizations promoting financial literacy and housing access. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO107647 | expired | confirmed | 2022-05-13 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Mishawaka, IN. Source: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1896451

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/
- Office phone and Email on file: shown at https://lendb.ai/lo/clarissa-lora-1896451#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1896451
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/mishawaka-in-4321/clarissa-lora/

Cite as: Clarissa Lora (NMLS 1896451), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/clarissa-lora-1896451, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._