--- canonical_url: https://lendb.ai/lo/claudia-barrett-1299944 json_url: https://lendb.ai/lo/claudia-barrett-1299944.json nmls_id: 1299944 last_verified: 2026-10-15 --- # Claudia Barrett Loan Originator at Lender Express Mortgage LLC. NMLS ID 1299944 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299944)). Claudia Barrett (NMLS 1299944) is a Loan Originator at Lender Express Mortgage LLC, serving Arizona. Claudia's own profile lists down payment assistance, first-time buyer and FHA loan as a focus, and Claudia speaks English and Spanish. **Summary:** Claudia Barrett (NMLS 1299944) is Loan Originator at Lender Express Mortgage LLC. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, First-time buyer and FHA loan. Lender Express Mortgage LLC also offers VA loan (a lender program, not confirmed as their own focus). Speaks English and Spanish. States 10 years of experience. Last verified 2026-10-15. ## Quick answers ### Is Claudia licensed in Arizona? Lender Express Mortgage LLC's page for Claudia lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/. ### Does Claudia do down payment assistance? Claudia's profile lists down payment assistance as a focus (from their lender profile page). It also lists first-time buyer and FHA loan. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/. ### What lender does Claudia work for? Lender Express Mortgage LLC, company NMLS 1963444, per the lender's own site (verified 2026-10-15). Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/. ### What languages does Claudia speak? English and Spanish, per their lender page (verified 2026-10-15). Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/. ### How much experience does Claudia have? Claudia states 10 years of experience. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 10 (source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/, verified 2026-10-15) - Licensed in: Arizona (AZ, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/ - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/ - **FHA loan** (`fha`): from their lender profile page, confidence 0.09, verified 2026-10-26. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/ ### Their lender offers (lender level: Lender Express Mortgage LLC's programs, not confirmed as this person's focus) - **VA loan** (`va`): verified 2026-10-13. Source: https://lenderexpress.com ## Facts from the lender page and intro - years_experience: 10. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/, verified 2026-10-15. - years_experience: since 2016. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/, verified 2026-10-15. - community: Serves in their church. Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Lender Express Mortgage LLC (NMLS 1963444). Source: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299944 ## Contact - View profile at Lender Express Mortgage LLC: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/ - Office phone on file: shown at https://lendb.ai/lo/claudia-barrett-1299944#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1299944 - lender_site: https://lenderexpress.com/loan-officer/claudia-cheo-barrett/ - state_regulator (lender programs): https://lenderexpress.com Cite as: Claudia Barrett (NMLS 1299944), Lender Express Mortgage LLC. LenDb.ai, https://lendb.ai/lo/claudia-barrett-1299944, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._