---
canonical_url: https://lendb.ai/lo/claudia-smith-313369
json_url: https://lendb.ai/lo/claudia-smith-313369.json
nmls_id: 313369
last_verified: 2026-10-09
---

# Claudia Smith

Mortgage Loan Officer at Loan Factory, San Jose, CA. NMLS ID 313369 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313369)).

**Summary:** Claudia Smith (NMLS 313369) is Mortgage Loan Officer at Loan Factory, based in San Jose, CA. Lists California on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Claudia provides personalized mortgage solutions and guides clients through residential and commercial financing, including SBA loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: San Jose, California. Source: https://www.loanfactory.com/mortgage-expert/claudia-smith-313369, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO31432 | expired | confirmed | 2015-09-02 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), San Jose, CA. Source: https://www.loanfactory.com/mortgage-expert/claudia-smith-313369, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313369

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/claudia-smith-313369

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313369
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/claudia-smith-313369

Cite as: Claudia Smith (NMLS 313369), Loan Factory. LenDb.ai, https://lendb.ai/lo/claudia-smith-313369, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._