---
canonical_url: https://lendb.ai/lo/claudia-torres-358398
json_url: https://lendb.ai/lo/claudia-torres-358398.json
nmls_id: 358398
last_verified: 2026-10-15
---

# Claudia Torres

Residential Mortgage Loan Originator – Escobar Team at Cornerstone First Mortgage, Katy, TX. NMLS ID 358398 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/358398)).

**Summary:** Claudia Torres (NMLS 358398) is Residential Mortgage Loan Originator – Escobar Team at Cornerstone First Mortgage, based in Katy, TX. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Speaks English and Spanish. Earliest state license record: November 15, 2017 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 15, 2017 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com

## About

Claudia Torres has worked in the mortgage industry since 1999, in roles including loan coordinator, loan processor, loan officer and office manager. They are fluent in English and Spanish and have lived in the Houston area for over 40 years.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1999. Source: https://encompasslending.com/ctorres/, verified 2026-10-15.
- role: Loan Partner, Escobar Team. Source: https://encompasslending.com/ctorres/, verified 2026-10-15.
- education: Business Administration degree. Source: https://encompasslending.com/ctorres/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2017-11-15 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Cornerstone First Mortgage (NMLS 292897), Katy, TX. Source: https://encompasslending.com/ctorres/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/358398

## Contact

- View profile at Cornerstone First Mortgage: https://encompasslending.com/ctorres/
- Office phone and Email on file: shown at https://lendb.ai/lo/claudia-torres-358398#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/358398
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://encompasslending.com/ctorres/
- lender_site (lender programs): https://www.cornerstonefirst.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Claudia Torres (NMLS 358398), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/claudia-torres-358398, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._