---
canonical_url: https://lendb.ai/lo/clay-brown-664225
json_url: https://lendb.ai/lo/clay-brown-664225.json
nmls_id: 664225
last_verified: 2026-10-10
---

# Clay Brown

VP of Lending at Lower, Greenville, NC. NMLS ID 664225 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664225)).

**Summary:** Clay Brown (NMLS 664225) is VP of Lending at Lower, based in Greenville, NC. Lists North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-10.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Clay Brown has been helping families with mortgages since 2004 and focuses on creative, holistic strategies tailored to each client's goals.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 2004. Source: https://www.lower.com/loan-officers/north-carolina/greenville-nc/clay-brown, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Greenville, NC. Source: https://www.lower.com/loan-officers/north-carolina/greenville-nc/clay-brown, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664225

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/north-carolina/greenville-nc/clay-brown
- Email on file: shown at https://lendb.ai/lo/clay-brown-664225#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664225
- lender_site: https://www.lower.com/loan-officers/north-carolina/greenville-nc/clay-brown

Cite as: Clay Brown (NMLS 664225), Lower. LenDb.ai, https://lendb.ai/lo/clay-brown-664225, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._