---
canonical_url: https://lendb.ai/lo/clay-carroll-513125
json_url: https://lendb.ai/lo/clay-carroll-513125.json
nmls_id: 513125
last_verified: 2026-10-09
---

# Clay Carroll

Originating Branch Manager at CrossCountry Mortgage, Midlothian, VA. NMLS ID 513125 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513125)).

**Summary:** Clay Carroll (NMLS 513125) is Originating Branch Manager at CrossCountry Mortgage, based in Midlothian, VA. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/

## About

Clay has over 22 years of mortgage experience and focuses on helping clients create wealth through real estate with structure and strategy to maximize return on investment.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09.
- other: Focus on helping clients create wealth through real estate with emphasis on structure and strategy to maximize return on investment. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09.
- community: Board member for Richmond Mortgage Bankers Association and various committees for Home Building Association of Richmond. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09.
- service_area: Midlothian, Glen Allen, Ridge, and Genito, VA. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Midlothian, VA. Source: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513125

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/
- Email on file: shown at https://lendb.ai/lo/clay-carroll-513125#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513125
- lender_site: https://crosscountrymortgage.com/midlothian-va-3677/claiborne-carroll/

Cite as: Clay Carroll (NMLS 513125), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/clay-carroll-513125, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._