{
  "canonical_url": "https://lendb.ai/lo/clay-christy-202092",
  "loan_officer": {
    "nmls_id": 202092,
    "slug": "clay-christy-202092",
    "canonical_url": "https://lendb.ai/lo/clay-christy-202092",
    "md_url": "https://lendb.ai/lo/clay-christy-202092.md",
    "json_url": "https://lendb.ai/lo/clay-christy-202092.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202092",
    "full_name": {
      "value": "Clay Christy",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Clay",
    "last_name": "Christy",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Branch Manager | Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 21,
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 132111,
      "lender_name": "Sente Mortgage, Inc.",
      "lender_slug": "sente-mortgage-inc-132111",
      "branch_city": "Dahlonega",
      "branch_state": "GA",
      "branch_zip": "30533",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 132111,
        "lender_name": "Sente Mortgage, Inc.",
        "lender_slug": "sente-mortgage-inc-132111",
        "branch_city": "Dahlonega",
        "branch_state": "GA",
        "branch_zip": "30533",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "21",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "years_experience",
        "value": "since 2005",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "North Georgia",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Involved with the local board of Realtors, chambers of commerce, and Rotary clubs",
        "source": "lender_site",
        "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:19:55.902938+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/clay-christy-202092#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.sentemortgage.com/mortgage-banker/clay-christy/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}