---
canonical_url: https://lendb.ai/lo/clay-vinson-2184827
json_url: https://lendb.ai/lo/clay-vinson-2184827.json
nmls_id: 2184827
last_verified: 2026-10-16
---

# Clay Vinson

Mortgage Banker at Plains Commerce Bank, Sioux Falls, SD. NMLS ID 2184827 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2184827)).

Based in Sioux Falls, South Dakota, Clay Vinson (NMLS 2184827) is a Mortgage Banker at Plains Commerce Bank.

**Summary:** Clay Vinson (NMLS 2184827) is Mortgage Banker at Plains Commerce Bank, based in Sioux Falls, SD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 5 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Clay licensed?

Clay works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Clay work for?

Plains Commerce Bank, company NMLS 463950, from the Sioux Falls, SD office, per the lender's own site (verified 2026-10-16). Source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson.

### How much experience does Clay have?

Clay states 5 years of experience. Source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 5 (source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Clay Vinson is a Mortgage Banker based in Sioux Falls, SD. They have five years of experience in the mortgage field and serve clients in all 50 states. Their father's work in mortgage inspired them to join the field.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Video intro available

Clay has a short recorded video intro on Plains Commerce Bank's site.

Watch on Plains Commerce Bank's site: https://www.plainscommerce.com/community-banking/our-people/clay-vinson

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 5. Source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson, verified 2026-10-16.
- service_area: all 50 states. Source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Plains Commerce Bank (NMLS 463950), Sioux Falls, SD. Source: https://www.plainscommerce.com/community-banking/our-people/clay-vinson, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2184827

## Contact

- View profile at Plains Commerce Bank: https://www.plainscommerce.com/community-banking/our-people/clay-vinson
- Office phone and Email on file: shown at https://lendb.ai/lo/clay-vinson-2184827#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2184827
- lender_site: https://www.plainscommerce.com/community-banking/our-people/clay-vinson

Cite as: Clay Vinson (NMLS 2184827), Plains Commerce Bank. LenDb.ai, https://lendb.ai/lo/clay-vinson-2184827, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._