---
canonical_url: https://lendb.ai/lo/clayton-bohannan-291798
json_url: https://lendb.ai/lo/clayton-bohannan-291798.json
nmls_id: 291798
last_verified: 2026-10-15
---

# Clay Bohannan

Senior Residential Mortgage Loan Originator at Cornerstone First Mortgage, Tomball, TX. NMLS ID 291798 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291798)).

**Summary:** Clay Bohannan (NMLS 291798) is Senior Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Tomball, TX. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: October 13, 2000 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: October 13, 2000 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Cornerstone First Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **HELOC** (`heloc`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Real estate investor** (`investor`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **New construction** (`new-construction`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Reverse mortgage** (`reverse`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **Self-employed** (`self-employed`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **USDA loan** (`usda`): verified 2026-10-15. Source: https://www.cornerstonefirst.com
- **VA loan** (`va`): verified 2026-10-15. Source: https://www.cornerstonefirst.com

## About

Clay Bohannan began a mortgage career as a loan officer in 1989 after earning a BBA in Finance from Texas A&M. They emphasize communication, honesty and dedication in building client relationships.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1989. Source: https://encompasslending.com/cbohannan/, verified 2026-10-15.
- education: BBA in Finance, Texas A&M. Source: https://encompasslending.com/cbohannan/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2000-10-13 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Cornerstone First Mortgage (NMLS 292897), Tomball, TX. Source: https://encompasslending.com/cbohannan/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291798

## Contact

- View profile at Cornerstone First Mortgage: https://encompasslending.com/cbohannan/
- Office phone and Email on file: shown at https://lendb.ai/lo/clayton-bohannan-291798#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291798
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://encompasslending.com/cbohannan/
- lender_site (lender programs): https://www.cornerstonefirst.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Clay Bohannan (NMLS 291798), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/clayton-bohannan-291798, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._