---
canonical_url: https://lendb.ai/lo/clinton-cowan-1487915
json_url: https://lendb.ai/lo/clinton-cowan-1487915.json
nmls_id: 1487915
last_verified: 2026-10-15
---

# Clinton Cowan

Loan Officer at Merit Mortgage, LP. NMLS ID 1487915 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1487915)).

Clinton Cowan (NMLS 1487915) is a Loan Officer at Merit Mortgage, LP, licensed in Texas since 2016. Clinton's own profile lists FHA loan, new construction and VA loan as a focus.

**Summary:** Clinton Cowan (NMLS 1487915) is Loan Officer at Merit Mortgage, LP. Licensed in Texas, confirmed with the state regulator. Focus areas shown on the lender page: FHA loan, New construction and VA loan. Earliest state license record: July 29, 2016 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Clinton licensed in Texas?

Yes. Texas regulator records list a license as active, first effective July 29, 2016 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### Does Clinton do FHA loans?

Clinton's profile lists FHA loan as a focus (from their own specialty list). It also lists new construction and VA loan. Source: https://merit.mortgage/clinton/.

### What lender does Clinton work for?

Merit Mortgage, LP, company NMLS 1658041, per the lender's own site (verified 2026-10-15). Source: https://merit.mortgage/clinton/.

### How long has Clinton been licensed?

The earliest state license record LenDb holds for Clinton is from July 29, 2016 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: July 29, 2016 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Clinton C. Cowan (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their own specialty list (lender page), confidence 0.60, verified 2026-10-26. Source: https://merit.mortgage/clinton/
- **New construction** (`new-construction`): from their own specialty list (lender page), confidence 0.60, verified 2026-10-26. Source: https://merit.mortgage/clinton/
- **VA loan** (`va`): from their own specialty list (lender page), confidence 0.60, verified 2026-10-26. Source: https://merit.mortgage/clinton/

## Facts from the lender page and intro

- service_area: Texas. Source: https://merit.mortgage/clinton/, verified 2026-10-15.
- other: Available every day, including nights and weekends, for referral partners and clients. Source: https://merit.mortgage/clinton/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2016-07-29 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Merit Mortgage, LP (NMLS 1658041). Source: https://merit.mortgage/clinton/, verified 2026-10-15.
- ? to present: All Western Mortgage, Inc. (NMLS 14210). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1487915

## Contact

- View profile at Merit Mortgage, LP: https://merit.mortgage/clinton/
- Office phone and Email on file: shown at https://lendb.ai/lo/clinton-cowan-1487915#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1487915
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://merit.mortgage/clinton/

Cite as: Clinton Cowan (NMLS 1487915), Merit Mortgage, LP. LenDb.ai, https://lendb.ai/lo/clinton-cowan-1487915, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._