{
  "canonical_url": "https://lendb.ai/lo/cody-kincaid-2762410",
  "loan_officer": {
    "nmls_id": 2762410,
    "slug": "cody-kincaid-2762410",
    "canonical_url": "https://lendb.ai/lo/cody-kincaid-2762410",
    "md_url": "https://lendb.ai/lo/cody-kincaid-2762410.md",
    "json_url": "https://lendb.ai/lo/cody-kincaid-2762410.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2762410",
    "full_name": {
      "value": "Cody Kincaid",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Cody",
    "last_name": "Kincaid",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/a7a53a05-f530-4a2b-bf96-c7e7a157cc9d/Website/5120_Kincaid_2762410.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Cody specializes in creative financing and finding solutions for clients. He joined the mortgage industry to spend more time with his family while exploring Colorado's mountains and outdoor activities.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 1,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Loveland",
      "branch_state": "CO",
      "branch_zip": "80538",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Loveland",
        "branch_state": "CO",
        "branch_zip": "80538",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100544039",
        "status": "active",
        "issued_at": "2025-12-23",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=348381&contact=583183",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 22:27:56.971497+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/cody-kincaid-2762410#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2025,
      "state": "CO"
    },
    "federal_registration": null
  }
}