---
canonical_url: https://lendb.ai/lo/cody-kincaid-2762410
json_url: https://lendb.ai/lo/cody-kincaid-2762410.json
nmls_id: 2762410
last_verified: 2026-10-09
---

# Cody Kincaid

Loan Officer at CrossCountry Mortgage, Loveland, CO. NMLS ID 2762410 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2762410)).

**Summary:** Cody Kincaid (NMLS 2762410) is Loan Officer at CrossCountry Mortgage, based in Loveland, CO. Licensed in Colorado, confirmed with the state regulator (license 100544039). Focus areas shown on the lender page: Jumbo loan, Non-QM loan and Real estate investor. Earliest state license record: December 23, 2025 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 23, 2025 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/

## About

Cody specializes in creative financing and finding solutions for clients. He joined the mortgage industry to spend more time with his family while exploring Colorado's mountains and outdoor activities.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100544039 | active | confirmed | 2025-12-23 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Loveland, CO. Source: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2762410

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/
- Email on file: shown at https://lendb.ai/lo/cody-kincaid-2762410#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2762410
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=348381&contact=583183
- lender_site: https://crosscountrymortgage.com/loveland-co-5120/cody-kincaid/

Cite as: Cody Kincaid (NMLS 2762410), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/cody-kincaid-2762410, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._