---
canonical_url: https://lendb.ai/lo/cody-mcneal-1973998
json_url: https://lendb.ai/lo/cody-mcneal-1973998.json
nmls_id: 1973998
last_verified: 2026-10-09
---

# Cody McNeal

Loan Officer at Guild Mortgage, Seattle, WA. NMLS ID 1973998 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973998)).

**Summary:** Cody McNeal (NMLS 1973998) is Loan Officer at Guild Mortgage, based in Seattle, WA. Lists Arizona, California, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Earliest state license record: March 18, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 18, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html
- **VA loan** (`va`): lender page, confidence 0.80, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html

## About

Cody is a loan partner on Team Lyon with 20+ years of combined team experience closing FHA, VA, and conventional loans. They dedicate their pre-approval process to educating clients on loan products and financial options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html, verified 2026-10-09.
- role: loan partner on Team Lyon. Source: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136321 | expired | confirmed | 2025-03-18 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Seattle, WA. Source: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973998

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html
- Office phone and Email on file: shown at https://lendb.ai/lo/cody-mcneal-1973998#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1973998
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/wa/seattle/cody-mcneal-249-ngcm.html

Cite as: Cody McNeal (NMLS 1973998), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/cody-mcneal-1973998, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._