---
canonical_url: https://lendb.ai/lo/cole-frederick-2794673
json_url: https://lendb.ai/lo/cole-frederick-2794673.json
nmls_id: 2794673
last_verified: 2026-10-15
---

# Cole Frederick

Loan Officer at Consumer Real Estate Finance Co., Sarasota, FL. NMLS ID 2794673 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794673)).

**Summary:** Cole Frederick (NMLS 2794673) is Loan Officer at Consumer Real Estate Finance Co., based in Sarasota, FL. Licensed in Florida, confirmed with the state regulator (license LO147780). Focus areas shown on the lender page: First-time buyer. Earliest state license record: May 14, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 14, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their own specialty list (lender page), confidence 0.85, verified 2026-10-15. Source: https://societymortgage.com/loan-experts/cole-frederick/

## About

Cole Frederick is a new loan officer based in Sarasota, Florida, originally from Lake in the Hills, Illinois. They bring a focus on clear communication and a stress-free financing process.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: University of Iowa. Source: https://societymortgage.com/loan-experts/cole-frederick/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO147780 | active | confirmed | 2026-05-14 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Consumer Real Estate Finance Co. (NMLS 104621), Sarasota, FL. Source: https://societymortgage.com/loan-experts/cole-frederick/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794673

## Contact

- View profile at Consumer Real Estate Finance Co.: https://societymortgage.com/loan-experts/cole-frederick/
- Office phone and Email on file: shown at https://lendb.ai/lo/cole-frederick-2794673#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794673
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://societymortgage.com/loan-experts/cole-frederick/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Cole Frederick (NMLS 2794673), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/cole-frederick-2794673, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._