{
  "canonical_url": "https://lendb.ai/lo/cole-johnson-2073293",
  "lede": {
    "text": "Cole Johnson (NMLS 2073293) is a Loan Originator at Lender Express Mortgage LLC, licensed in Texas since 2021.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Cole licensed in Texas?",
      "a": "Yes. Texas regulator records list a license as active, first effective July 6, 2021 (verified 2026-10-13).",
      "fields": [
        "licenses"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    {
      "q": "What lender does Cole work for?",
      "a": "Lender Express Mortgage LLC, company NMLS 1963444, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Cole been licensed?",
      "a": "The earliest state license record LenDb holds for Cole is from July 6, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2073293,
    "slug": "cole-johnson-2073293",
    "canonical_url": "https://lendb.ai/lo/cole-johnson-2073293",
    "md_url": "https://lendb.ai/lo/cole-johnson-2073293.md",
    "json_url": "https://lendb.ai/lo/cole-johnson-2073293.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2073293",
    "full_name": {
      "value": "Cole Johnson",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Cole",
    "last_name": "Johnson",
    "licensed_names": [
      {
        "name": "Cole Johnson",
        "name_with_middle_initial": "Cole R. Johnson",
        "first_name": "Cole",
        "middle_initial": "R",
        "last_name": "Johnson",
        "states": [
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": {
      "value": "https://lenderexpress.com/wp-content/uploads/2026/04/Cole-Johnson.webp",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Cole Johnson is a Loan Originator licensed in Texas. They say they have worked through scenarios for 10 years and their profile lists FHA and VA loans as specialties. They say they serve Texas families and investors.",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Originator",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1963444,
      "lender_name": "Lender Express Mortgage LLC",
      "lender_slug": "lender-express-mortgage-llc-1963444",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "lender_slug": "lender-express-mortgage-llc-1963444",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-07-06",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com",
        "verified_at": "2026-10-13"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1963444,
        "lender_name": "Lender Express Mortgage LLC",
        "source": "state_regulator",
        "source_url": "https://lenderexpress.com",
        "verified_at": "2026-10-13"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Texas",
        "source": "lender_site",
        "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 17:35:12.919456+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/cole-johnson-2073293#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://lenderexpress.com/loan-officer/cole-johnson/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-07-06",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2021,
      "state": "TX"
    },
    "federal_registration": null
  }
}