--- canonical_url: https://lendb.ai/lo/coley-rau-256481 json_url: https://lendb.ai/lo/coley-rau-256481.json nmls_id: 256481 last_verified: 2026-10-09 --- # Coley Rau Senior Vice President at CrossCountry Mortgage, Bryan, OH. NMLS ID 256481 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256481)). **Summary:** Coley Rau (NMLS 256481) is Senior Vice President at CrossCountry Mortgage, based in Bryan, OH. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arkansas, Arizona, California, Georgia, Iowa, Illinois, Indiana, Kansas and 16 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Jumbo loan, Real estate investor, USDA loan and VA loan. Licensed since 2017 (per Florida records). States 21 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2017 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 21 (source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), New Jersey (NJ, lender_reported), Ohio (OH, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ ## About Branch owner and top loan officer with 21 years in lending and real estate. Originally from Bryan, Ohio, studied at Ohio University and returned to serve the community. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 21. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09. - role: branch owner. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09. - service_area: South Toledo, Bryan, and Lima, OH. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09. - education: Ohio University. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO40981 | active | confirmed | 2017-03-10 | state_regulator | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100514806 | active | confirmed | 2019-08-06 | state_regulator | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Bryan, OH. Source: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256481 ## Contact - linkedin_url: https://www.linkedin.com/in/coley-rau-56331420/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - Office phone and Email on file: shown at https://lendb.ai/lo/coley-rau-256481#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256481 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://crosscountrymortgage.com/bryan-oh-2035/coley-rau/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=237443&contact=457437 Cite as: Coley Rau (NMLS 256481), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/coley-rau-256481, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._