{
  "canonical_url": "https://lendb.ai/lo/collin-osullivan-2025316",
  "lede": {
    "text": "Collin O'Sullivan (NMLS 2025316) is a Mortgage Loan Officer at Clear Mortgage Capital, Inc., licensed in Nevada since 2020 and in Florida and California.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Collin licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO138413 as active, first effective May 29, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Collin.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Collin work for?",
      "a": "Clear Mortgage Capital, Inc., company NMLS 1935005, per the lender's own site (verified 2026-10-21).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    {
      "q": "How long has Collin been licensed?",
      "a": "The earliest state license record LenDb holds for Collin is from November 4, 2020 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Collin states 5 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Nevada state regulator",
      "source_url": "https://mld.nv.gov/",
      "verified_at": "2026-10-31"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2025316,
    "slug": "collin-osullivan-2025316",
    "canonical_url": "https://lendb.ai/lo/collin-osullivan-2025316",
    "md_url": "https://lendb.ai/lo/collin-osullivan-2025316.md",
    "json_url": "https://lendb.ai/lo/collin-osullivan-2025316.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2025316",
    "full_name": {
      "value": "Collin O'Sullivan",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "first_name": "Collin",
    "last_name": "O'Sullivan",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 5,
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 30,
    "current_employment": {
      "lender_nmls_id": 1935005,
      "lender_name": "Clear Mortgage Capital, Inc.",
      "lender_slug": "clear-mortgage-capital-inc-1935005",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1935005,
        "lender_name": "Clear Mortgage Capital, Inc.",
        "lender_slug": "clear-mortgage-capital-inc-1935005",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
        "verified_at": "2026-10-21"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO138413",
        "status": "active",
        "issued_at": "2025-05-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2025316",
        "status": "active",
        "issued_at": "2022-07-15",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1177557",
        "status": "active",
        "issued_at": "2020-11-04",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "5",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
        "verified_at": "2026-10-21"
      },
      {
        "kind": "education",
        "value": "Bachelors in Finance, UNLV",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
        "verified_at": "2026-10-21"
      },
      {
        "kind": "other",
        "value": "Top producer in second month at a high volume call center",
        "source": "lender_site",
        "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
        "verified_at": "2026-10-21"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/collin-osullivan-2025316#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://clearmortgagecapital.com/loan-officer/f2974161-3018-44a1-9b2e-d4291443f331/CollinOSullivan",
      "verified_at": "2026-10-21"
    },
    "earliest_license_record": {
      "date": "2020-11-04",
      "state": "NV"
    },
    "licensed_since": {
      "year": 2020,
      "state": "NV"
    },
    "federal_registration": null
  }
}