{
  "canonical_url": "https://lendb.ai/lo/connor-murrell-2516308",
  "lede": {
    "text": "Connor Murrell (NMLS 2516308) is a Senior Executive Loan Officer at Lower in Dublin, Ohio, licensed in Florida since 2023 and in Texas, Iowa, Massachusetts and 3 more states. Connor's own profile lists HELOC as a focus, and Connor works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Connor licensed in Ohio?",
      "a": "Lower's page for Connor lists Ohio. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 20 other states on file for Connor.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    {
      "q": "Does Connor do HELOCs?",
      "a": "Connor's profile lists HELOC as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-21"
    },
    {
      "q": "What lender does Connor work for, and is it FHA-approved?",
      "a": "Lower, company NMLS 1124061, from the Dublin, OH office, per the lender's own site (verified 2026-10-10). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    {
      "q": "How long has Connor been licensed?",
      "a": "The earliest state license record LenDb holds for Connor is from September 8, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2516308,
    "slug": "connor-murrell-2516308",
    "canonical_url": "https://lendb.ai/lo/connor-murrell-2516308",
    "md_url": "https://lendb.ai/lo/connor-murrell-2516308.md",
    "json_url": "https://lendb.ai/lo/connor-murrell-2516308.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2516308",
    "full_name": {
      "value": "Connor Murrell",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "first_name": "Connor",
    "last_name": "Murrell",
    "licensed_names": [
      {
        "name": "Connor Murrell",
        "name_with_middle_initial": "Connor M. Murrell",
        "first_name": "Connor",
        "middle_initial": "M",
        "last_name": "Murrell",
        "states": [
          "CA",
          "FL",
          "IA",
          "MA",
          "MD",
          "MO",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": {
      "value": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-connor-murrell.jpg?quality=80&format=webp&width=800&height=800&name=lo-connor-murrell.jpg",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Connor Murrell focuses on refinancing and home equity options, including HELOCs and cash-out refinances, serving homeowners and homebuyers across Ohio, with a focus on Columbus.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Senior Executive Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1124061,
      "lender_name": "Lower",
      "lender_slug": "lower-1124061",
      "branch_city": "Dublin",
      "branch_state": "OH",
      "branch_zip": "43017",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "lender_slug": "lower-1124061",
        "branch_city": "Dublin",
        "branch_state": "OH",
        "branch_zip": "43017",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO122830",
        "status": "active",
        "issued_at": "2023-09-08",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-09-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "AK",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "56359",
        "status": "active",
        "issued_at": "2026-01-30",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO2516308",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "MN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://finance.mo.gov/banks-0/bank-licensee-search",
        "verified_at": "2026-10-19",
        "confidence": "confirmed",
        "regulator": "mo"
      },
      {
        "state": "MS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "NE",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "SD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2516308",
        "status": "active",
        "issued_at": "2023-09-19",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      }
    ],
    "specialties": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-21"
      }
    ],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "source": "lender_site",
        "source_url": "https://www.lower.com",
        "verified_at": "2026-10-10"
      }
    ],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/connor-murrell/",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10"
      }
    ],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Connor has a short recorded video intro on Lower's site.",
        "listen_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10"
      }
    ],
    "facts": [
      {
        "kind": "service_area",
        "value": "Columbus and Central Ohio",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 20:25:00.137651+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/connor-murrell-2516308#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/ohio/dublin/connor-murrell",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": {
      "date": "2023-09-08",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}