---
canonical_url: https://lendb.ai/lo/constance-carter-990775
json_url: https://lendb.ai/lo/constance-carter-990775.json
nmls_id: 990775
last_verified: 2026-10-26
---

# Constance Carter

Loan officer at NEXA Mortgage. NMLS ID 990775 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/990775)).

Constance Carter (NMLS 990775) is a mortgage loan officer at NEXA Mortgage, licensed in California and Maryland.

**Summary:** Constance Carter (NMLS 990775) is a loan officer at NEXA Mortgage. Licensed in 2 states confirmed with state regulators: California and Maryland. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Last verified 2026-10-26.

## Quick answers

### Is Constance licensed in California?

Yes. California regulator records list license 01358287 as active (verified 2026-10-24). LenDb has 1 other state on file for Constance. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Constance work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Constance D. Carter (CA, MD, as of 2026-10-26)
- Licensed in: California (CA DRE, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Real Estate | state_license | 01358287 | active | confirmed |  | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://www.labor.maryland.gov/finance/, verified 2026-10-26.
- ? to present: Catalyst Real Estate Professionals (NMLS 1199138). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/990775

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/990775
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://www.labor.maryland.gov/finance/
- manual (lender programs): https://nexamortgage.com

Cite as: Constance Carter (NMLS 990775), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/constance-carter-990775, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._