{
  "canonical_url": "https://lendb.ai/lo/courtney-lowdermilk-108397",
  "loan_officer": {
    "nmls_id": 108397,
    "slug": "courtney-lowdermilk-108397",
    "canonical_url": "https://lendb.ai/lo/courtney-lowdermilk-108397",
    "md_url": "https://lendb.ai/lo/courtney-lowdermilk-108397.md",
    "json_url": "https://lendb.ai/lo/courtney-lowdermilk-108397.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/108397",
    "full_name": {
      "value": "Courtney Lowdermilk",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Courtney",
    "last_name": "Lowdermilk",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2024/09/108397.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Courtney Lowdermilk is a Vice President at The Federal Savings Bank. They have two decades of industry experience and have earned President's Club honors multiple times. They attended the University of North Carolina at Chapel Hill and currently live in Durham, NC.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Vice President",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "President's Club honors, multiple times",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Attended University of North Carolina Chapel Hill",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Proud member of the UNC Chapel Black Alumni Association",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:57:35.617699+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/courtney-lowdermilk-108397#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/courtney-lowdermilk/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}