--- canonical_url: https://lendb.ai/lo/courtney-williams-700479 json_url: https://lendb.ai/lo/courtney-williams-700479.json nmls_id: 700479 last_verified: 2026-10-16 --- # Courtney Williams Mortgage Loan Officer at Bell Bank, Gilbert, AZ. NMLS ID 700479 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700479)). Courtney Williams, NMLS 700479, works as a Mortgage Loan Officer at Bell Bank in Gilbert, Arizona. Courtney's lender page shows a focus on first-time buyer, jumbo loan and real estate investor. **Summary:** Courtney Williams (NMLS 700479) is Mortgage Loan Officer at Bell Bank, based in Gilbert, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Jumbo loan, Real estate investor, FHA loan and USDA loan. Last verified 2026-10-16. ## Quick answers ### Is Courtney licensed? Courtney works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Courtney list first-time buyer as a focus? Courtney's profile lists first-time buyer as a focus (from their lender profile page). It also lists jumbo loan, real estate investor and FHA loan. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney. ### What lender does Courtney work for? Bell Bank, company NMLS 419538, from the Gilbert, AZ office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **FHA loan** (`fha`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **USDA loan** (`usda`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **VA loan** (`va`): from their lender profile page, confidence 0.69, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **Construction loan** (`construction`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney ## Facts from the lender page and intro - years_experience: nearly 30. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney, verified 2026-10-16. - community: Involved in their church. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney, verified 2026-10-16. - community: Offers CPR classes to the community. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bell Bank (NMLS 419538), Gilbert, AZ. Source: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700479 ## Contact - View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney - Email on file: shown at https://lendb.ai/lo/courtney-williams-700479#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/700479 - lender_site: https://bell.bank/mortgage/loan-officer/mortgagesbycourtney Cite as: Courtney Williams (NMLS 700479), Bell Bank. LenDb.ai, https://lendb.ai/lo/courtney-williams-700479, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._