---
canonical_url: https://lendb.ai/lo/craig-bernas-699401
json_url: https://lendb.ai/lo/craig-bernas-699401.json
nmls_id: 699401
last_verified: 2026-10-09
---

# Craig Bernas

Loan officer at Prosperity Bank, Houston, TX. NMLS ID 699401 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699401)).

**Summary:** Craig Bernas (NMLS 699401) is a loan officer at Prosperity Bank, based in Houston, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Prosperity Bank (NMLS 466414), Houston, TX. Source: https://prosperitybankhomeloans.com/loan_officer/craig-bernas/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699401

## Contact

- linkedin_url: https://www.linkedin.com/in/craig-j-bernas-42a133/ (source: lender_site, verified 2026-10-09)
- View profile at Prosperity Bank: https://prosperitybankhomeloans.com/loan_officer/craig-bernas/
- Office phone and Email on file: shown at https://lendb.ai/lo/craig-bernas-699401#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699401
- lender_site: https://prosperitybankhomeloans.com/loan_officer/craig-bernas/

Cite as: Craig Bernas (NMLS 699401), Prosperity Bank. LenDb.ai, https://lendb.ai/lo/craig-bernas-699401, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._