---
canonical_url: https://lendb.ai/lo/craig-helmers-94666
json_url: https://lendb.ai/lo/craig-helmers-94666.json
nmls_id: 94666
last_verified: 2026-10-09
---

# Craig Helmers

Mortgage Banker at First Citizens Bank, Raleigh, NC. NMLS ID 94666 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/94666)).

**Summary:** Craig Helmers (NMLS 94666) is Mortgage Banker at First Citizens Bank, based in Raleigh, NC. Lists North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Jumbo loan, Physician and medical professional, Self-employed and Vacation home. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers
- **Self-employed** (`self-employed`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers
- **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers

## About

Craig has over a decade of mortgage industry experience and specializes in residential home loans. He is known for creating smooth, stress-free mortgage experiences and serves all counties in NC, SC, TN, and VA.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers, verified 2026-10-09.
- education: Purdue University, Bachelor of Arts. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers, verified 2026-10-09.
- service_area: All counties in NC, SC, TN, VA. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Raleigh, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/94666

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers
- Office phone and Email on file: shown at https://lendb.ai/lo/craig-helmers-94666#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/94666
- lender_site: https://bankers.firstcitizens.com/mortgage/nc/raleigh/craig-helmers

Cite as: Craig Helmers (NMLS 94666), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/craig-helmers-94666, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._