{
  "canonical_url": "https://lendb.ai/lo/craig-lambert-494859",
  "lede": {
    "text": "Based in Pleasant Grove, Utah, Craig Lambert (NMLS 494859) is a mortgage loan officer at NBH Bank. Craig's focus, from their own profile, includes construction loan.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Craig licensed?",
      "a": "Craig works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Craig do construction loans?",
      "a": "Craig's profile lists construction loan as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Craig work for?",
      "a": "NBH Bank, company NMLS 465954, from the Pleasant Grove, UT office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How much experience does Craig have?",
      "a": "Craig states 22 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 494859,
    "slug": "craig-lambert-494859",
    "canonical_url": "https://lendb.ai/lo/craig-lambert-494859",
    "md_url": "https://lendb.ai/lo/craig-lambert-494859.md",
    "json_url": "https://lendb.ai/lo/craig-lambert-494859.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/494859",
    "full_name": {
      "value": "Craig Lambert",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Craig",
    "last_name": "Lambert",
    "headshot_url": {
      "value": "https://www.vistabank.com/wp-content/uploads/2026/06/Craig-Lambert-500X500.png",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Craig Lambert is a Mortgage Banker and Residential Construction Officer at Vista Bank in Pleasant Grove, UT. They have worked in residential and commercial lending for 22 years. Their profile says they enjoy travel, hiking and pickleball with their family.",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker, Residential Construction Officer",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 22,
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 465954,
      "lender_name": "NBH Bank",
      "lender_slug": "nbh-bank-465954",
      "branch_city": "Pleasant Grove",
      "branch_state": "UT",
      "branch_zip": "84062",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.vistabank.com/banker/craig-lambert/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 465954,
        "lender_name": "NBH Bank",
        "lender_slug": "nbh-bank-465954",
        "branch_city": "Pleasant Grove",
        "branch_state": "UT",
        "branch_zip": "84062",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.vistabank.com/banker/craig-lambert/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "22",
        "source": "lender_site",
        "source_url": "https://www.vistabank.com/banker/craig-lambert/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 13:47:21.262438+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/craig-lambert-494859#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.vistabank.com/banker/craig-lambert/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}