---
canonical_url: https://lendb.ai/lo/cresta-spitzmiller-2580263
json_url: https://lendb.ai/lo/cresta-spitzmiller-2580263.json
nmls_id: 2580263
last_verified: 2026-10-09
---

# Cresta Spitzmiller

Loan Originator at Cardinal Financial Company, Charlotte, NC. NMLS ID 2580263 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580263)).

**Summary:** Cresta Spitzmiller (NMLS 2580263) is Loan Originator at Cardinal Financial Company, based in Charlotte, NC. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130131 | active | confirmed | 2024-07-11 | state_regulator | 2026-10-09 |
| CO | state_license | 100544343 | active | confirmed | 2026-02-03 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Charlotte, NC. Source: https://www.cardinalfinancial.com/loan-originator/cresta-spitzmiller/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580263

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/cresta-spitzmiller/
- Office phone and Email on file: shown at https://lendb.ai/lo/cresta-spitzmiller-2580263#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2580263
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=350131&contact=585027
- lender_site: https://www.cardinalfinancial.com/loan-originator/cresta-spitzmiller/

Cite as: Cresta Spitzmiller (NMLS 2580263), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/cresta-spitzmiller-2580263, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._