---
canonical_url: https://lendb.ai/lo/cristina-gargiulo-2489062
json_url: https://lendb.ai/lo/cristina-gargiulo-2489062.json
nmls_id: 2489062
last_verified: 2026-10-16
---

# Cristina Gargiulo

Assistant Mortgage Banker at The Federal Savings Bank. NMLS ID 2489062 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2489062)).

**Summary:** Cristina Gargiulo (NMLS 2489062) is Assistant Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). States 4 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 4 (source: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: The Federal Savings Bank's programs, not confirmed as this person's focus)

- **VA loan** (`va`): verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/

## About

Cristina Gargiulo is an Assistant Mortgage Banker based in Tampa, Florida. They joined The Federal Savings Bank with four years of mortgage experience. Outside of work they enjoy traveling, cooking and baking.

Source: LenDb summary of the lender page, verified 2026-10-16.

## Facts from the lender page and intro

- years_experience: 4. Source: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/, verified 2026-10-16.
- other: Based in Tampa, Florida. Source: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2489062

## Contact

- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/
- Office phone and Email on file: shown at https://lendb.ai/lo/cristina-gargiulo-2489062#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2489062
- lender_site: https://www.thefederalsavingsbank.com/bankers/cristina-gargiulo/
- lender_site (lender programs): https://www.thefederalsavingsbank.com/

Cite as: Cristina Gargiulo (NMLS 2489062), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/cristina-gargiulo-2489062, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._