---
canonical_url: https://lendb.ai/lo/crystal-rivera-600621
json_url: https://lendb.ai/lo/crystal-rivera-600621.json
nmls_id: 600621
last_verified: 2026-10-09
---

# Crystal Rivera

Senior Reverse Mortgage Specialist at CrossCountry Mortgage, Tampa, FL. NMLS ID 600621 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/600621)).

**Summary:** Crystal Rivera (NMLS 600621) is Senior Reverse Mortgage Specialist at CrossCountry Mortgage, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO64962). Also lists Arizona, California, Connecticut, Georgia, Illinois, Massachusetts, Michigan, North Carolina and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Licensed since 2019 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Massachusetts (MA, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Pennsylvania (PA, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/tampa-fl-4777/crystal-rivera/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO64962 | active | confirmed | 2019-10-24 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Tampa, FL. Source: https://crosscountrymortgage.com/tampa-fl-4777/crystal-rivera/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/600621

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/tampa-fl-4777/crystal-rivera/
- Office phone and Email on file: shown at https://lendb.ai/lo/crystal-rivera-600621#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/600621
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/tampa-fl-4777/crystal-rivera/

Cite as: Crystal Rivera (NMLS 600621), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/crystal-rivera-600621, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._