{
  "canonical_url": "https://lendb.ai/lo/crystal-turben-1463027",
  "loan_officer": {
    "nmls_id": 1463027,
    "slug": "crystal-turben-1463027",
    "canonical_url": "https://lendb.ai/lo/crystal-turben-1463027",
    "md_url": "https://lendb.ai/lo/crystal-turben-1463027.md",
    "json_url": "https://lendb.ai/lo/crystal-turben-1463027.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1463027",
    "full_name": {
      "value": "Crystal Turben",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "first_name": "Crystal",
    "last_name": "Turben",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/OdVYoXONUU7Pi-pAtVYCvQ/B_3kKINPvlK1PZ1ZqXBLUNkMqtpIq4oCfhN2X288d1paI4stnQH2NZKSmFg9jrKt7xlbWbh18k1hWBxoH5vJhEYA7jCQsDUY-7i2SdSkErNOhZ0PSdfvjuEUjLRF42y3x8LJ5mRO1ydFsjzMxxu_nbgsk8h7vIo98MTPnZztfHA/7C4uqRFQVh13ZYs9a1d1qjDrXgwh7HaqpE8fbLddrW0",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Crystal has worked in the mortgage industry since 2008, serving Yolo County and surrounding communities where she grew up and raised her family. She is active in local organizations including the Yolo County Association of Realtors and serves on the board for Friends of Meals on Wheels.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/crystal",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/crystal",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/crystal",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2008",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/crystal",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Yolo County and surrounding communities",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/crystal",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Member of Yolo County Association of Realtors, Young Professionals Network, and board member for Friends of Meals on Wheels and Dinner on Main",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/crystal",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:02:53.080737+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/crystal-turben-1463027#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/crystal",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}