--- canonical_url: https://lendb.ai/lo/curtis-gruber-449451 json_url: https://lendb.ai/lo/curtis-gruber-449451.json nmls_id: 449451 last_verified: 2026-10-09 --- # Curtis Gruber Mortgage Loan Officer at Loan Factory. NMLS ID 449451 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/449451)). **Summary:** Curtis Gruber (NMLS 449451) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO90096). Also lists Alabama, Arkansas, Arizona, California, Delaware, Georgia, Idaho, Illinois and 14 more on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2021 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Louisiana (LA, lender_reported), Maine (ME, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), South Dakota (SD, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Curtis Gruber has 20+ years in finance and real estate, focused on educating borrowers about all loan options to help them make the best decision for their family. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20+. Source: https://www.loanfactory.com/mortgage-expert/curtis-gruber-449451, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO90096 | active | confirmed | 2021-06-23 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/curtis-gruber-449451, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/449451 ## Contact - linkedin_url: https://www.linkedin.com/in/curtis-gruber-518425290/ (source: lender_site, verified 2026-10-09) - View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/curtis-gruber-449451 ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/449451 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.loanfactory.com/mortgage-expert/curtis-gruber-449451 Cite as: Curtis Gruber (NMLS 449451), Loan Factory. LenDb.ai, https://lendb.ai/lo/curtis-gruber-449451, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._