---
canonical_url: https://lendb.ai/lo/cyndi-nunez-255666
json_url: https://lendb.ai/lo/cyndi-nunez-255666.json
nmls_id: 255666
last_verified: 2026-10-09
---

# Cyndi Natalie Nunez

Senior Loan Officer at Guild Mortgage, Santa Maria, CA. NMLS ID 255666 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255666)).

**Summary:** Cyndi Natalie Nunez (NMLS 255666) is Senior Loan Officer at Guild Mortgage, based in Santa Maria, CA. Lists Arizona and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan and Self-employed. States 40 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 40 (source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html

## About

Nearly 40 years of mortgage lending experience across secondary marketing, underwriting, processing, and leadership roles. Specializes in complex deals, non-QM loans, and self-employed borrowers with sophisticated tax return analysis.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 40. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.
- years_experience: since 1986. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.
- role: Branch Manager and District Manager. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.
- role: Producing Branch Manager. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.
- credential: Curriculum Director for Guild's national Elevate Coaching program. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.
- service_area: California and Arizona. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Santa Maria, CA. Source: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255666

## Contact

- linkedin_url: https://www.linkedin.com/in/cyndi-nunez-15433a7/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html
- Office phone and Email on file: shown at https://lendb.ai/lo/cyndi-nunez-255666#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/255666
- lender_site: https://branches.guildmortgage.com/ca/santamaria/cyndi-nunez-534-excn.html

Cite as: Cyndi Natalie Nunez (NMLS 255666), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/cyndi-nunez-255666, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._