--- canonical_url: https://lendb.ai/lo/cynthia-g-fogg-446156 json_url: https://lendb.ai/lo/cynthia-g-fogg-446156.json nmls_id: 446156 last_verified: 2026-10-16 --- # Cynthia G. Fogg VP, Mortgage Loan Officer at Bangor Savings Bank, Bangor, ME. NMLS ID 446156 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446156)). Cynthia G. Fogg (NMLS 446156) is a mortgage loan officer at Bangor Savings Bank in Bangor, Maine. Cynthia's own profile lists first-time buyer and refinance as a focus. **Summary:** Cynthia G. Fogg (NMLS 446156) is VP, Mortgage Loan Officer at Bangor Savings Bank, based in Bangor, ME. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer and Refinance. Last verified 2026-10-16. ## Quick answers ### Is Cynthia licensed? Cynthia works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Cynthia list first-time buyer as a focus? Cynthia's profile lists first-time buyer as a focus (from their lender profile page). It also lists refinance. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/. ### What lender does Cynthia work for? Bangor Savings Bank, company NMLS 449200, from the Bangor, ME office, per the lender's own site (verified 2026-10-16). Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/ - **Refinance** (`refinance`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/ ## Facts from the lender page and intro - service_area: Bangor, Brownville, Dexter, Dover-Foxcroft, Greenville, Howland, Jackman, Lincoln, Medway, Millinocket, Monson, Seboeis. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/, verified 2026-10-16. - education: University of Maine at Orono and Husson University (master's degree). Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/, verified 2026-10-16. - community: Family Selection Committee, Habitat for Humanity of Greater Bangor. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Bangor Savings Bank (NMLS 449200), Bangor, ME. Source: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446156 ## Contact - View profile at Bangor Savings Bank: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/ - Office phone and Email on file: shown at https://lendb.ai/lo/cynthia-g-fogg-446156#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/446156 - lender_site: https://www.bangor.com/personal-banking/borrowing/mortgages/find-a-mortgage-lender/cynthia-g-fogg/ Cite as: Cynthia G. Fogg (NMLS 446156), Bangor Savings Bank. LenDb.ai, https://lendb.ai/lo/cynthia-g-fogg-446156, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._