---
canonical_url: https://lendb.ai/lo/cynthia-padilla-625565
json_url: https://lendb.ai/lo/cynthia-padilla-625565.json
nmls_id: 625565
last_verified: 2026-10-09
---

# Cynthia Padilla

Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ. NMLS ID 625565 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625565)).

**Summary:** Cynthia Padilla (NMLS 625565) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Tempe, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer and Jumbo loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/tempe/100-w-university-dr.-hla-625565
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/tempe/100-w-university-dr.-hla-625565

## About

Cynthia has 20 years of home lending management experience. They specialize in preapproval, first-time homebuyer programs, and conforming and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Tempe, AZ. Source: https://homelendingadvisor.chase.com/az/tempe/100-w-university-dr.-hla-625565, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625565

## Contact

- linkedin_url: https://www.linkedin.com/in/cynthia-padilla-981bb420b/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/az/tempe/100-w-university-dr.-hla-625565
- Office phone and Email on file: shown at https://lendb.ai/lo/cynthia-padilla-625565#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/625565
- lender_site: https://homelendingadvisor.chase.com/az/tempe/100-w-university-dr.-hla-625565

Cite as: Cynthia Padilla (NMLS 625565), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/cynthia-padilla-625565, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._