---
canonical_url: https://lendb.ai/lo/dale-lacy-589360
json_url: https://lendb.ai/lo/dale-lacy-589360.json
nmls_id: 589360
last_verified: 2026-10-09
---

# Dale Lacy

Mortgage Loan Officer at Southern Trust Mortgage, Wilmington, NC. NMLS ID 589360 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589360)).

**Summary:** Dale Lacy (NMLS 589360) is Mortgage Loan Officer at Southern Trust Mortgage, based in Wilmington, NC. Lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Earliest state license record: October 8, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: October 8, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/dale-lacy/

## About

Dale serves Florida, North Carolina, and South Carolina with a focus on long-term client partnerships. She emphasizes clear communication, refinancing advice, and investment property guidance through real-time mobile app updates.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO132367 | expired | confirmed | 2024-10-08 | state_regulator | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Wilmington, NC. Source: https://www.southerntrust.com/dale-lacy/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589360

## Contact

- View profile at Southern Trust Mortgage: https://www.southerntrust.com/dale-lacy/
- Office phone and Email on file: shown at https://lendb.ai/lo/dale-lacy-589360#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/589360
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.southerntrust.com/dale-lacy/

Cite as: Dale Lacy (NMLS 589360), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/dale-lacy-589360, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._