---
canonical_url: https://lendb.ai/lo/danene-strand-442493
json_url: https://lendb.ai/lo/danene-strand-442493.json
nmls_id: 442493
last_verified: 2026-10-09
---

# Danene Strand

Loan Officer at Intercap Lending, South Ogden, UT. NMLS ID 442493 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/442493)).

**Summary:** Danene Strand (NMLS 442493) is Loan Officer at Intercap Lending, based in South Ogden, UT. Lists Arizona, Idaho, Texas, Utah and Wyoming on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Licensed since 2022 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.intercaplending.com/loan-officer/danene-strand/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), Idaho (ID, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/danene-strand/

## About

Danene has worked in the financial industry since 1991 and in mortgages since 2001. She specializes in VA loans and is passionate about helping families achieve homeownership with integrity and ethical service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.intercaplending.com/loan-officer/danene-strand/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105855 | expired | confirmed | 2022-04-13 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), South Ogden, UT. Source: https://www.intercaplending.com/loan-officer/danene-strand/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/442493

## Contact

- linkedin_url: https://www.linkedin.com/in/danenestrand/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/danene-strand/
- Office phone and Email on file: shown at https://lendb.ai/lo/danene-strand-442493#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/442493
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.intercaplending.com/loan-officer/danene-strand/

Cite as: Danene Strand (NMLS 442493), Intercap Lending. LenDb.ai, https://lendb.ai/lo/danene-strand-442493, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._