---
canonical_url: https://lendb.ai/lo/daniel-freshley-196245
json_url: https://lendb.ai/lo/daniel-freshley-196245.json
nmls_id: 196245
last_verified: 2026-10-26
---

# Daniel Freshley

Loan officer at InstaMortgage Inc.. NMLS ID 196245 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196245)).

Daniel Freshley (NMLS 196245) is a mortgage loan officer at InstaMortgage Inc., licensed in Florida since 2024 and in Maryland. Daniel works at an FHA-approved lender, per HUD.

**Summary:** Daniel Freshley (NMLS 196245) is a loan officer at InstaMortgage Inc.. Licensed in 2 states confirmed with state regulators: Florida and Maryland. Earliest state license record: July 29, 2024 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Daniel licensed in Florida?

Yes. Florida regulator records list license LO130617 as active, first effective July 29, 2024 (verified 2026-10-15). LenDb has 1 other state on file for Daniel. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Daniel work for, and is it FHA-approved?

InstaMortgage Inc., company NMLS 1035734, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.labor.maryland.gov/finance/.

### How long has Daniel been licensed?

The earliest state license record LenDb holds for Daniel is from July 29, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: July 29, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Daniel P. Freshley (FL, MD, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Maryland (MD, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO130617 | active | confirmed | 2024-07-29 | state_regulator | 2026-10-15 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: InstaMortgage Inc. (NMLS 1035734). Source: https://www.labor.maryland.gov/finance/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196245

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/196245
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.labor.maryland.gov/finance/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Daniel Freshley (NMLS 196245), InstaMortgage Inc.. LenDb.ai, https://lendb.ai/lo/daniel-freshley-196245, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._