---
canonical_url: https://lendb.ai/lo/daniel-harbuck-2633530
json_url: https://lendb.ai/lo/daniel-harbuck-2633530.json
nmls_id: 2633530
last_verified: 2026-10-09
---

# Daniel Harbuck

Mortgage Loan Officer at Loan Factory. NMLS ID 2633530 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2633530)).

**Summary:** Daniel Harbuck (NMLS 2633530) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO146974). Also lists California, Illinois, Maine, Tennessee, Utah, Virginia and Washington on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Illinois (IL, lender_reported), Maine (ME, lender_reported), Tennessee (TN, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Daniel brings negotiation training from FBI crisis management and nearly a decade at Google to mortgage lending, focused on building trust and ensuring clients understand every step of their loan.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Wharton School of Business, top of class. Source: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530, verified 2026-10-09.
- credential: Trained with FBI's Hostage Rescue Team's Crisis Negotiation Unit. Source: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530, verified 2026-10-09.
- years_experience: almost ten years. Source: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530, verified 2026-10-09.
- other: Author of best-selling homebuying book. Source: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146974 | active | confirmed | 2026-04-17 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2633530

## Contact

- linkedin_url: https://www.linkedin.com/in/daniel-harbuck/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2633530
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/daniel-harbuck-2633530

Cite as: Daniel Harbuck (NMLS 2633530), Loan Factory. LenDb.ai, https://lendb.ai/lo/daniel-harbuck-2633530, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._