--- canonical_url: https://lendb.ai/lo/daniel-kraus-40222 json_url: https://lendb.ai/lo/daniel-kraus-40222.json nmls_id: 40222 last_verified: 2026-10-09 --- # Dan Kraus Loan Officer at Churchill Mortgage, Brentwood, TN. NMLS ID 40222 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40222)). **Summary:** Dan Kraus (NMLS 40222) is Loan Officer at Churchill Mortgage, based in Brentwood, TN. Licensed in Florida, confirmed with the state regulator (license LO56902). Also lists Alabama, California, Connecticut, Georgia, Indiana, Kansas, Kentucky, Massachusetts and 7 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor and VA loan. Licensed since 2018 (per Florida records). States 24 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2018 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 24 (source: https://www.churchillmortgage.com/loan-officers/dan-kraus, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), California (CA, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), New Jersey (NJ, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus - **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus ## About Dan Kraus is a seasoned mortgage loan officer with over 24 years of experience helping individuals and families purchase or refinance homes. Licensed in 16 states, he specializes in first-time homebuyers, move-up buyers, and investors, offering FHA, VA, conventional, and non-traditional loan solutions. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 24. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus, verified 2026-10-09. - role: Mortgage Loan Officer. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO56902 | active | confirmed | 2018-10-17 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Churchill Mortgage (NMLS 1591), Brentwood, TN. Source: https://www.churchillmortgage.com/loan-officers/dan-kraus, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40222 ## Contact - linkedin_url: https://www.linkedin.com/in/dankraus (source: lender_site, verified 2026-10-09) - View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/dan-kraus - Office phone and Email on file: shown at https://lendb.ai/lo/daniel-kraus-40222#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/40222 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.churchillmortgage.com/loan-officers/dan-kraus Cite as: Dan Kraus (NMLS 40222), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/daniel-kraus-40222, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._