{
  "canonical_url": "https://lendb.ai/lo/daniel-overend-260328",
  "loan_officer": {
    "nmls_id": 260328,
    "slug": "daniel-overend-260328",
    "canonical_url": "https://lendb.ai/lo/daniel-overend-260328",
    "md_url": "https://lendb.ai/lo/daniel-overend-260328.md",
    "json_url": "https://lendb.ai/lo/daniel-overend-260328.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/260328",
    "full_name": {
      "value": "Daniel Overend",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Daniel",
    "last_name": "Overend",
    "headshot_url": null,
    "bio": {
      "value": "Daniel has years of experience in home financing and focuses on making mortgages simple and fast. He provides expert guidance and personalized service for purchasing, investing, building, and renovating.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Carlsbad",
      "branch_state": "CA",
      "branch_zip": "92010",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Carlsbad",
        "branch_state": "CA",
        "branch_zip": "92010",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100544804",
        "status": "active",
        "issued_at": "2026-03-17",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=351588&contact=586558",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "HI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "119794",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 22:38:43.029624+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/daniel-overend-260328#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/carlsbad-ca-4563/daniel-overend/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2026-03-17",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2026,
      "state": "CO"
    },
    "federal_registration": null
  }
}