{
  "canonical_url": "https://lendb.ai/lo/daniel-rhomberg-241295",
  "lede": {
    "text": "Dan Rhomberg (NMLS 241295) is a Loan Officer at Churchill Mortgage in Nampa, Idaho, licensed in Florida since 2022 and in Texas and California. Dan works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Dan licensed in Idaho?",
      "a": "Churchill Mortgage's page for Dan lists Idaho. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 3 other states on file for Dan.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    {
      "q": "What lender does Dan work for, and is it FHA-approved?",
      "a": "Churchill Mortgage, company NMLS 1591, from the Nampa, ID office, per the lender's own site (verified 2026-10-20). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    {
      "q": "How long has Dan been licensed?",
      "a": "The earliest state license record LenDb holds for Dan is from August 4, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 241295,
    "slug": "daniel-rhomberg-241295",
    "canonical_url": "https://lendb.ai/lo/daniel-rhomberg-241295",
    "md_url": "https://lendb.ai/lo/daniel-rhomberg-241295.md",
    "json_url": "https://lendb.ai/lo/daniel-rhomberg-241295.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/241295",
    "full_name": {
      "value": "Dan Rhomberg",
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "first_name": "Dan",
    "last_name": "Rhomberg",
    "licensed_names": [
      {
        "name": "Daniel Rhomberg",
        "name_with_middle_initial": "Daniel J. Rhomberg",
        "first_name": "Daniel",
        "middle_initial": "J",
        "last_name": "Rhomberg",
        "states": [
          "CA",
          "FL",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-15"
      }
    ],
    "headshot_url": {
      "value": "https://info.churchillmortgage.com/hubfs/images/headshots/loan-officers/Dan%20Rhomberg.jpg",
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1591,
      "lender_name": "Churchill Mortgage",
      "lender_slug": "churchill-mortgage-1591",
      "branch_city": "Nampa",
      "branch_state": "ID",
      "branch_zip": "83687",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "lender_slug": "churchill-mortgage-1591",
        "branch_city": "Nampa",
        "branch_state": "ID",
        "branch_zip": "83687",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
        "verified_at": "2026-10-20"
      },
      {
        "lender_nmls_id": 240415,
        "lender_name": "OPTIMUM FIRST INC.",
        "lender_slug": "optimum-first-inc-240415",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO111607",
        "status": "active",
        "issued_at": "2022-08-04",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2023-06-15",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01873027",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dre",
        "regulator_name": "California Department of Real Estate"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
        "verified_at": "2026-10-20",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "1099-income",
        "label": "1099 income",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "asset-based",
        "label": "Asset-based qualifying",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "bank-statement",
        "label": "Bank statement loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "condo-non-warrantable",
        "label": "Non-warrantable condo",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "condotel",
        "label": "Condotel",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "foreign-national",
        "label": "Foreign national",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "itin",
        "label": "ITIN borrower",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "low-credit",
        "label": "Low credit score",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "multi-family-2-4",
        "label": "2 to 4 unit property",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "rural",
        "label": "Rural property",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "lender_nmls_id": 1591,
        "lender_name": "Churchill Mortgage",
        "source": "lender_site",
        "source_url": "https://www.churchillmortgage.com",
        "verified_at": "2026-10-09"
      }
    ],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:30:30.882627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/daniel-rhomberg-241295#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.churchillmortgage.com/loan-officers/dan-rhomberg",
      "verified_at": "2026-10-20"
    },
    "earliest_license_record": {
      "date": "2022-08-04",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2022,
      "state": "FL"
    },
    "federal_registration": null
  }
}