---
canonical_url: https://lendb.ai/lo/daniel-tobias-1004686
json_url: https://lendb.ai/lo/daniel-tobias-1004686.json
nmls_id: 1004686
last_verified: 2026-10-31
---

# Daniel Tobias

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1004686 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004686)).

Daniel Tobias (NMLS 1004686) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in California, Illinois and Nevada.

**Summary:** Daniel Tobias (NMLS 1004686) is a loan officer at E Mortgage Capital, Inc.. Licensed in 3 states confirmed with state regulators: California, Illinois and Nevada. Earliest state license record: October 17, 2017 (Wisconsin), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Daniel licensed in California?

Yes. California regulator records list license CA-DFPI1004686 as active, first effective July 23, 2026 (verified 2026-10-24). LenDb has 2 other states on file for Daniel. Source: https://dfpi.ca.gov/.

### What lender does Daniel work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Daniel been licensed?

The earliest state license record LenDb holds for Daniel is from October 17, 2017 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: October 17, 2017 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Daniel M. Tobias (CA, FL, NV, as of 2026-10-28)
- Licensed in: California (CA DFPI, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO54094 | expired | confirmed | 2018-06-13 | state_regulator | 2026-10-15 |
| WI | Wisconsin regulator | state_license | 1004686 | expired | confirmed | 2017-10-17 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1004686 | active | confirmed | 2026-07-23 | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0096047 | active | confirmed | 2026-08-20 | state_regulator | 2026-10-28 |
| NV | Nevada regulator | state_license | NMLO-189367 | active | confirmed | 2026-08-21 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004686

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1004686
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://mld.nv.gov/

Cite as: Daniel Tobias (NMLS 1004686), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/daniel-tobias-1004686, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
